IdentityForce alternatives in 2026

Q: Does Postal Buddy cost anything?

Postal Buddy says the senior's side is free forever . Plus costs $9.99 a month or $79 a year, with a 30-day Plus trial and no card needed when the first helper joins . Its web scam check is free and needs no account . You can also try a demo with a made-up family without an account .

Compare IdentityForce alternatives for a household: LifeLock, Carefull, EverSafe, AARP Fraud Watch, BBB Scam Tracker, Postal Buddy, and what each one does.

By CleverDings · 2026-10-13

CleverDings is published by the makers of Benefit Buddy, Postal Buddy and Packing Buddy, which are compared here alongside other apps.

IdentityForce offers a Personalized Action Plan and Personalized Identity Safety Score based on actual breach history ^[1]. If you want something focused on mail for an older person, Postal Buddy tells an older person, in big print and out loud, what each letter they photograph is ^[2].

Option	What it does	Cost
IdentityForce	Offers a Personalized Action Plan and Identity Safety Score based on breach history ^[1], daily TransUnion credit reports and scores ^[1], 3 bureau credit monitoring and alerts ^[1], and 24x7 Dark Web monitoring and alerts ^[1]	UltraSecure Individual $19.90/mo billed monthly, or $199.90/yr billed annually ^[1] ^[1]
LifeLock	Identity theft protection with up to $10K scam reimbursement and up to $3M for recovery costs ^[3] ^[3]	Core starts at $10.42/mo on annual plans, $124.99 today ^[3] ^[3]
Carefull	Financial safety for an individual and a loved one, with dark web monitoring and account protection at over 12,000 institutions ^[4] ^[4] ^[4]	30-day free trial ^[4]
EverSafe	Protection from scams, cyber threats, and identity theft, with monitoring across accounts and all 3 credit bureaus ^[5] ^[5]	Essentials $7.49/mo or $76.32/yr; Plus $16.99/mo; 30-day free trial ^[6] ^[6] ^[6] ^[6]
AARP Fraud Watch Network	Free fraud helpline and resources, plus discounted Nomorobo scam-blocking app and LifeLock savings for members ^[7] ^[7] ^[7]	Helpline is free ^[7]
BBB Scam Tracker	Public database of verified scam reports that anyone can search ^[8]	not published
Postal Buddy	Tells an older person, in big print and out loud, what each letter they photograph is, and flags suspected scams ^[2] ^[2]	Senior's side is free forever; Plus costs $9.99/mo or $79/yr ^[2]

Why people running a household look past IdentityForce

IdentityForce offers a Personalized Action Plan and Personalized Identity Safety Score based on actual breach history ^[1]. It provides daily TransUnion credit reports and scores ^[1] and 24x7 Dark Web monitoring and alerts ^[1]. It also offers 3 bureau credit monitoring and alerts ^[1].

A person running a household may want something focused on scams aimed at older adults, or a tool that helps with the mail itself, rather than credit and Dark Web monitoring.

Before you compare, check a few things on the IdentityForce page itself:

Which bureaus and accounts it monitors.
What the insurance covers and what it does not.
Whether it covers more than one person.

The options below are described only from what their own pages say.

LifeLock: identity theft protection with scam reimbursement

LifeLock offers LifeLock Core protection for people with checking and credit accounts ^[3]. It offers LifeLock Advanced for people with multiple checking, savings, CDs, and credit accounts ^[3], and LifeLock Total for people with multiple accounts, a 401(k), property, or investments ^[3]. It provides a 100% Restoration Guarantee ^[3]. LifeLock offers a 60-day money-back guarantee on eligible annual plans ^[3]. It also offers automatic data broker removal ^[3]. LifeLock provides U.S.-based Restoration Specialists ^[3]. LifeLock Core individual annual pricing starts at $10.42 per month ^[3], with an annual payment of $124.99 today ^[3].

Carefull: financial safety for an individual and a loved one

Carefull offers financial safety services for individuals and loved ones ^[4]. Check its page for current details.

EverSafe: scam, cyber, and identity theft protection with a senior discount

EverSafe provides protection from scams, cyber threats, and identity theft ^[5]. It has a lifetime price guarantee ^[5]. EverSafe offers a 30-day free trial and does not charge until the trial ends ^[6]. It offers a 10% senior discount to individuals aged 60 or over ^[6]. EverSafe Essentials costs $7.49 per month when paid monthly ^[6] or $76.32 per year when paid yearly ^[6]. EverSafe Plus costs $16.99 per month when paid monthly ^[6]. Switching to yearly billing saves 15% ^[6].

AARP Fraud Watch Network: a free helpline and scam-blocking resources

Check its page for what membership requires, since the facts here do not cover that.

BBB Scam Tracker: a public database of scam reports

Verified reports are added to a public database that anyone can search ^[8]. Check its page for how to submit a report and what details it asks for.

Postal Buddy: tells an older person what each letter is

Postal Buddy is made by the team that publishes this site. It is an app that tells an older person, in big print and out loud, what each letter they photograph is ^[2]. You take a photo of each letter you get, and Postal Buddy tells you, in big print and out loud, what it is ^[2]. The app can read its explanation of a letter out loud ^[2]. For a bill, it shows the sender, the amount and the due date ^[2]. For a suspected scam, it says not to pay or call the number on it, and Postal Buddy says it never calls a letter safe ^[2]. Its web scam check is free and needs no account, and Postal Buddy tells you what looks wrong and says nothing is kept ^[2]. The older person does not have to sign in; family helpers sign in ^[2]. You can try a demo with a made-up family without an account ^[2]. The app is made for phones and the web ^[2]. A web app is listed, but the Postal Buddy website says 'Opening soon' ^[2]. Postal Buddy says the senior's side is free forever; Plus costs $9.99 a month or $79 a year, with a 30-day Plus trial and no card needed when the first helper joins ^[2]. Plus adds a Monday email on what needs doing, what was caught and what changed; on the free plan, one family member gets a Monday email with how many letters came ^[2]. Plus includes alerts for a scam asking for money, a bill about to go overdue, a government letter, or a bill that jumped ^[2].

How to pick the right IdentityForce alternative

Match the tool to your situation.

You want to compare identity theft protection options: Check each provider's page for the protections it describes.
You want to protect accounts for yourself and a loved one: Carefull's membership covers two people ^[4].
You are comparing tools with senior-focused information: Check each provider's page for the details it offers.
You want help with a scam question: Check whether a service offers a contact option that matches your needs.
You want to check whether others have reported the same scam: BBB Scam Tracker has a public database of verified reports anyone can search ^[8].
You want help reading the mail an older adult receives: Postal Buddy tells an older person, in big print and out loud, what each letter they photograph is ^[2], and for a suspected scam, it says not to pay or call the number on it ^[2].
You want alerts when a bill is about to go overdue or a scam asks for money: Postal Buddy Plus includes those alerts ^[2].

You can use more than one. Add a narrower tool for the part of your life it covers.

Frequently asked questions

What is IdentityForce?

IdentityForce offers a Personalized Action Plan and a Personalized Identity Safety Score based on your actual breach history ^[1]. It provides daily TransUnion credit reports, 3 bureau credit monitoring, and 24x7 Dark Web monitoring and alerts ^[1] ^[1] ^[1]. For what each plan covers and what the insurance includes, read its own page before relying on it.

Is there a free alternative to IdentityForce?

AARP's Fraud Watch Network Helpline is free and operates Mon-Fri, 8am-8pm ET at 877-908-3360 ^[7]. EverSafe offers a 30-day free trial and does not charge until the trial ends ^[6]. Postal Buddy says the senior's side is free forever, and its web scam check is free and needs no account ^[2] ^[2]. Check each page for what stays free.

Which IdentityForce alternative helps with mail and scam questions for older adults?

AARP's Fraud Watch Network Helpline is free and runs Mon-Fri, 8am-8pm ET at 877-908-3360. ^[7] EverSafe offers a 10% senior discount to individuals aged 60 or over ^[6]. Postal Buddy tells an older person, in big print and out loud, what each letter is, and for a suspected scam it says not to pay or call the number on it ^[2] ^[2].

How much does IdentityForce cost?

IdentityForce UltraSecure Individual costs $19.90 per month when billed monthly, or $199.90 per year when billed annually ^[1] ^[1]. UltraSecure+Credit Individual costs $34.90 per month when billed monthly, or $349.90 per year when billed annually ^[1] ^[1]. UltraSecure Family costs $24.90 per month when billed monthly, or $249.90 per year when billed annually ^[1] ^[1].

Does Postal Buddy cost anything?

Postal Buddy says the senior's side is free forever ^[2]. Plus costs $9.99 a month or $79 a year, with a 30-day Plus trial and no card needed when the first helper joins ^[2]. Its web scam check is free and needs no account ^[2]. You can also try a demo with a made-up family without an account ^[2].

Postal Buddy says the senior's side is free forever; Plus costs $9.99 a month or $79 a year, with a 30-day Plus trial and no card needed when the first helper joins. ^[2]

Try Postal Buddy